(Last updated 07/22/2009)
ONLINE PRIVACY
POLICY 
To
demonstrate our further commitment to online privacy, www.paymentchek.com is a
Participant in the TRUSTe Privacy Seal Program. TRUSTe is an
independent organization whose mission is to advance privacy
and trust in the networked world. As this Web site wants
to demonstrate its commitment to your privacy, it has agreed
to disclose its information practices and have its privacy
practices monitored for compliance by
TRUSTe.
If you
have questions or concerns regarding this statement, please
contact us at:
LexisNexis
Privacy, Security
and Compliance Organization
PO Box 933
Dayton,
Ohio
45401
Telephone:
1-800-831-2578
Email: privacy@lexisnexis.com
If
you do not receive acknowledgment of your inquiry, or if your
inquiry has not been satisfactorily addressed, you should then
contact TRUSTe at http://www.truste.org/consumers/watchdog_complaint.php.TRUSTe
will then serve as a liaison with the Web site to resolve your
concerns.
To
underscore our commitment to privacy and our vision that good
privacy is good business, we have adopted this online privacy
policy, which reflects and implements our corporate privacy
principles in an online setting, for this Web site, www.paymentchek.com,
which is operated by VitalChek Network Inc, a LexisNexis Company ("LexisNexis"), PO Box 933,
Dayton, Ohio, 45401 or one of its subsidiaries. This site is
not directed at children.
INFORMATION COLLECTION
Personally-identifiable
information.
This site only
collects personally-identifiable information from you if you
choose to provide this information to us.
Personally-identifiable information collected with your
consent may include, for example, name, mailing address,
e-mail address, telephone number, facsimile number, date of
birth, mother
's
maiden name, password, social security number,
driver
's license
number, state identification card number, vehicle and policy
information, gender, user Id, any response you provide to
survey questions, information relating to any orders you
place, or any inquiries you may make through our Web
site.
Cookies
"Cookies" are
small pieces of information that are stored by your browser on
your computer
's
hard drive.
This site uses cookies, however personally
identifiable information is not collected through the use of
cookies. Cookies are used to determine whether a visitor is
unique or whether the visitor has viewed our site before. This
site also uses cookies to keep track of user ids and
passwords, to manage your session, and/or for security
purposes.
While most browsers are set to accept cookies by
default, you can set yours to refuse cookies or to alert you
before accepting them. Your browser manufacturer has
information on changing the default setting for your specific
browser. Refusing to accept cookies may limit your ability to
use certain features of our Web site.
Nonpersonally-identifiable
information.
This site also
collects nonpersonally-identifiable information. For example,
as you browse this web site we may collect information about
your visit, but not about you personally. Via web server logs,
for example, we may monitor statistics such as: the number of
people that visit our site, which page(s) are visited on our
site, from which domain our visitors come (e.g., aol.com,
hotmail.com, etc.), and which browsers people use to visit our
site (e.g., Netscape Navigator, Microsoft Internet Explorer,
Safari (for Apple Computers), Mozilla Firefox, etc.). We may
use an outsourcing program to assist us in analyzing this data
to better tailor our Web site.
INFORMATION USE
AND CONSUMER CHOICE
The information
collected by this web site is used only for responding to your
inquiries and otherwise corresponding with you, for processing
transactions you request, maintaining your account (if you
have one), for other purposes permitted by your
organization
's
subscriber agreement(s) (if any), and for the administration,
review and/or the improvement the content of our Web
sites.
We may contact
you in response to your comments or inquiries, as part of the
maintenance of your account with us (if you have one), or in
order to complete a transaction that you
requested.
We may also
contact you to inform you of other products or services we
think may be of interest to you, but we always offer you an
opportunity to opt not to receive such
communications.
ONWARD
TRANSFER
We may disclose
information you provide to us to third parties in order to
complete a transaction that you requested or as otherwise
permitted by your organization
's subscriber agreement(s) (if
any). In other cases, it may be necessary to disclose
information you provide about yourself or third parties in
order to obtain the information product you
requested.
We may outsource
some tasks, including the operation of some Web site functions
that require access to information you supply online. In such
cases, however, we require that the companies acting on our
behalf abide by our privacy policy and institute safeguards to
protect the confidentiality of your
information.
We may disclose
information you provide to other LexisNexis companies or to
outside firms so that they can contact you about products or
services that may be of interest, but we will provide you with
an opportunity to opt not to have your information disclosed
for these purposes.
We
do not share, sell, rent or trade PII with third parties for
their promotional purposes.
If our company
or our assets are acquired by another company, that company
will assume responsibility for the personal information
collected by us through this Web site and it will assume the
rights and obligations regarding the information collected
through this Web site, as described in this privacy
policy.
Finally, please
note that we may disclose personal information when required
by law or in the good faith belief that such action is
necessary in order to conform with the law or to comply with a
legal process.
ACCESS AND
CORRECTION
As an
information company, we know the importance of accurate data.
Therefore, we strive to maintain the accuracy of the
information collected through this web site. Furthermore, we
believe that the individual is invaluable in ensuring that
data is complete and accurate. We will provide you with access
to personally-identifiable information you provide through our
web site for as long as we maintain that information in a
readily accessible format. Similarly, we permit and encourage
you to correct inaccuracies in the information you submit to
us through our web site.
If you wish to
correct any inaccurate information you have submitted to this
site, please either use mechanisms provided by the site or
send an e-mail to: privacy@lexisnexis.com.
SECURITY
We take steps to
protect against the loss, misuse, or unauthorized alteration
of personally-identifiable information collected through this
Web site. We recognize the importance of security for all
personally-identifiable information collected by our Web site.
We exercise care in providing secure transmission of your
information from your PC to our servers.
Once we receive
personally-identifiable information, we take steps to protect
its security on our systems. In the event we request or
transmit sensitive information, such as credit card
information, or Social Security Numbers, we use industry
standard, secure socket layer ("SSL")
encryption.
We limit access
to personally-identifiable information to those employees who
need access in order to carry out their job
responsibilities.
OTHER WEB
SITES
This online
privacy policy only applies to the Web site(s) identified in
the first paragraph of this privacy policy. Our Web site,
however, may include links to other Web sites which may be
operated by other LexisNexis companies or by third parties.
If you visit a Web site not listed above, we recommend that
you review the online privacy policy of that Web site to
determine how the operator of that Web site will handle
personal information collected through that Web
site.
POLICY
CHANGES
We may revise
this online privacy policy from time to time. If we make any
material changes, we will notify you by posting a prominent
announcement on the Web site.
